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Well, it’s finally all settled. Bill and I are going on vacation in about ten days. I wasted most of today planning our upcoming adventure to Austria, Slovenia, and Croatia. But it wasn’t without significant ass pain. Sorry, I know this is a first world problem. It’s just that sometimes it’s a pain in the butt to have American credit cards when you live in Europe.

The ass pain started when Bill let me know that the dogs are confirmed at the dog pension. In the past, we have taken our dogs with us on longer trips, but that was when we had Zane, who was a beagle. Noyzi is a big guy and needs a lot of room. Also, it’s just a lot easier traveling with one species. So, once we got the boys’ lodging confirmed, I went to work.

I knew I wanted to go to Plitvice Lakes in Croatia. That’s about eleven hours’ drive from Wiesbaden. I’ve been wanting to go there for ages, and it’s about the end of the vacation season. After November 1, things kind of go to sleep. I knew it would be a stretch to try to go to Plitvice without breaking up the trip. Bill had noticed Austria’s fair city of Graz, which does look really appealing. But that’s at least eight hours away without any traffic or stops, and we have to drop off the dogs before we set off, which we can’t do until about 9:00am. I knew we would get in super late, and Bill would be weird and tired if we tried to make Graz in one day.

So, I ended up booking up at a hotel in Wels, Austria. Or, at least I tried. I found a well regarded and highly rated place in Wels. I tried to book directly from the hotel’s Web site. It had a rather aggressive pop up system. But, as I was booking, I got sent to a site called Saferpay, which was supposed to make my card transaction “safer” somehow. It timed out or something. My reservation didn’t go through properly, and Bill had to book with his card.

Then, I went on Booking.com and booked a beautiful house in a village near Plitvice Lakes. I tried to use my USAA card for that booking and was immediately declined. PenFed let me book that place, and the next place, near Lake Bohinj in Slovenia. But when I tried to book our last place, in Salzburg, Austria, PenFed declined my charges, too.

In fairness, I don’t use my credit cards much. I once had a lot of credit card debt and paid it all off. I don’t want to get back into credit card debt again, so I usually use my debit card for everything. I use my credit cards mostly for big purchases and trips. Consequently, I often get these problems when I actually use credit, but USAA usually sends an alert to my phone, which allows me to accept or decline charges. This time, I got an email letting me know I had to call USAA… and it came about an hour after everything was settled. Bill and I were having a very late lunch, which I badly needed, because I was hungry and in a FOUL mood.

La Fonte is our neighborhood Italian restaurant, affiliated with the Sportsplatz. We’ve only eaten there a few times, mainly due to COVID. Today, we dined in, and we had to prove we were vaccinated. I still got a dirty look from another patron. He probably wondered why Americans were there, even though there are a number of Americans living in Breckenheim.

I ordered Montepulciano and Tortellini al Forno, which is with cream sauce, ham, and cheese. Bill ordered fettuccini with cream sauce and shrimp. The dish brought out to me was baked rigatoni with Bolognese sauce. We told the waitress, who apologized and brought out my correct order after about twenty minutes. I did taste Bill’s dish. Next time, I’m having what he had… not because mine wasn’t good, but because I liked what he had better.

I might have enjoyed dessert, but we were sitting in the outdoor area, which is next to the smoking section. They left the door to the smoking section open, so the smoke wafted into where we were sitting and clogged up my nose. Plus, as we were eating, I got that email from USAA, which really annoyed me. We paid about 43 euros for lunch, and I think we should come back to La Fonte more often. It really is a nice place, and they were doing a brisk business today. They don’t take a pause, either. We need to enjoy lunch there when I’m not preoccupied with my credit cards. Next time, we’ll sit inside the restaurant, away from the smokers.

When we got home, I took a quick shower and then Skyped USAA. I spent 40 worthless minutes waiting until the representative said I needed to call back on my cell phone. The whole time, I kept hearing the same insanity inducing hold “song”, which if you’re a musical person, like I am, is MADDENING.

After the woman told me she couldn’t help, I hung up with her and called on my cell phone. Supposedly, you can call collect if you’re overseas, but only if you’re on a landline. We don’t have a landline.

So I called… and this time, after about 8 minutes of waiting, I got someone much more competent. I explained what happened, and she removed the block. We don’t know why USAA reacted the way it did, and why they didn’t send me a text to allow me to confirm or deny the charges. But now that card, at least, is unblocked. As for PenFed, I’m not sure if that card is blocked. But it did allow me to book the bulk of our stay in the Balkans, so I’m happy enough with that.

I’m not calling them today, though. Now, I need a drink and some good music… And it’s time to plan all of the things we’re going to do, because I have a feeling we’re going to have a blast.

Lake Bohinj was suggested to us in May 2016 by several Slovenians, when we visited Lake Bled. I was overwhelmed by how many vacation homes there are there. It took forever to choose one, but I think I chose one that will make us happy for four nights.

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